AIC Investing Club with Abdel Taboada Terms of Service
These Active Investors Club LLC. ("AIC") AIC Investing Club with Abdel Taboada Terms (“Investing Club Terms”) apply to your use of the AIC Investing Club with Abdel Taboada (“Investing Club”) Services.
For more information regarding the Investing Club Services, please visit our About the Club page. To the extent there is a conflict between these Investing Club Terms and the information on the About the Club page, these Investing Club Terms will prevail with respect to such conflict.
1. Use of Investing Club Services
1.1. License. We grant you a limited, non-sublicensable, non-exclusive, non-transferable license to access and use the Investing Club Services for your personal and non-commercial use, and only in accordance with these Investing Club Terms.
1.2. Use Restrictions. You may not scrape, repackage, reproduce, republish, recirculate, offer for sale, sell, create derivative works from, integrate into other products or services, or otherwise share with others for profit or commercial gain, the Investing Club Services or any other data or results from the Investing Club Services. You may not use the Investing Club content or the Investing Club Services to create, offer, or promote any competitive services.
2. Modification, Suspension and Cancellation of the Investing Club
2.1. Cancellation. We reserve the right to discontinue the Investing Club service at any time. In such an event, we will provide you with a prorated refund of any prepaid Fees (as defined below) based on the remaining time of your subscription period. We also reserve the right to suspend or terminate your Investing Club account in our sole discretion without prior notice and without any obligation to provide a refund of prepaid fees.
2.2. Modification. We reserve the right, in our sole discretion without prior notice, to make changes to the Investing Club Services, including any cancellation of services. The availability of Investing Club Content offered at the time you register for the Investing Club may not reflect the Content that will be offered throughout your subscription.
3. Subscriptions, Autorenewal and Billing
The information below applies only to consumers who subscribe to the Investing Club service directly through activeinverstorsclub.com. If you made a purchase from one of our Third-Party Platform Providers, please contact that Third-Party Platform Provider for information about your subscription, billing, cancellation or refunds.
3.1. Fees and Autorenewal. We charge a subscription fee to access the Investing Club Services (“Fees”) although we may in our sole discretion provide limited access to the Investing Club service or some of its Content free of charge or at discounted price points from time to time. The Fees payable are made clear during the ordering process, and you can find the specific details regarding your subscription and pricing at any time by logging in to your AIC account and viewing your subscription details.
YOUR INVESTING CLUB SUBSCRIPTION INCLUDES ENROLLMENT INTO A RECURRING PAYMENT PLAN. UNLESS OTHERWISE STATED ON YOUR SIGN-UP PAGE AND SUBJECT TO APPLICABLE LAW, AFTER YOUR ORIGINAL SUBSCRIPTION PERIOD EXPIRES, YOUR SUBSCRIPTION WILL AUTOMATICALLY RENEW FOR ADDITIONAL PERIODS OF THE SAME LENGTH AS YOUR ORIGINAL SUBSCRIPTION PERIOD AT THE THEN CURRENT FEES, UNLESS YOU CANCEL BEFORE THE RENEWAL, WE DECLINE TO RENEW YOUR SUBSCRIPTION, OR THESE INVESTING CLUB TERMS ARE OTHERWISE PROPERLY TERMINATED.
We may change the amount of Fees payable from time to time. The modified Fees will take effect at the start of the next billing period for your subscription. We will provide advance notice of these changes by sending an e-mail to the e-mail address you have registered for your AIC account, and you will have the opportunity to cancel your subscription prior to incurring the new charges. However, we will not be able to notify you of changes in any applicable taxes.
Subscription purchases have no monetary value (for example, they are not a cash account or equivalent) and are purchases of only a limited, non-exclusive, revocable, non-assignable, and non-transferable right to access and use the Investing Club service in accordance with these Terms of Service. You may not transfer, sell, purchase, barter, or trade your subscription or attempt or offer to do so. Any attempted transfer will be null and void.
3.2. Billing. By providing a credit card, debit card or other payment method (“Payment Method”) for your subscription to Investing Club, you expressly agree that we, our affiliates or a third‑party payment processor is authorized to charge you the Fees (plus any applicable taxes) at the beginning of your subscription and on a recurring basis upon each periodic renewal, unless and until you cancel your subscription. The Fees are nonrefundable unless otherwise stated in these Investing Club Terms. YOU REPRESENT AND WARRANT THAT YOU HAVE THE LEGAL RIGHT TO USE THE PAYMENT METHOD YOU PROVIDE.
Your Payment Method will be billed on a regular basis during your subscription, although the exact timing of when you are billed may vary. By way of example, if you enroll in a monthly subscription on July 31, you will be billed on/near August 31, September 30, etc.). You may view your next recurring billing date by logging in to your AIC account and viewing your subscription details.
If you want to use a Payment Method that is different from the one you used during registration, or if there is a change in your credit card validity or expiration date, you may edit your Payment Method information by logging in to your AIC account and updating your subscription details. If your Payment Method expires and you do not update your Payment Method information or if we cannot charge your Payment Method for any reason and you have not cancelled your subscription, you authorize us to continue billing that Payment Method, and you will remain responsible for any uncollected amounts. If a charge to your Payment Method is denied for any reason, we may, at our discretion, terminate, disable, cancel or suspend access to your subscription without further notice.
3.3. Privacy. Our Privacy Policy explains how we collect, store, process and use your data, including your Payment Method information, and you acknowledge and agree that your use of the Investing Club Services is subject to the terms and conditions of our Privacy Policy.
3.4. Cancelling Your Subscription. If you purchased the Investing Club Services through us, you may cancel your Investing Club subscription at any time by signing into your AIC account and following the cancellation instructions provided, and cancellation will be effective at the end of the applicable subscription period during which you notify us of cancellation. If you cancel your subscription, you will still have access to the Investing Club Services for the remainder of time you have already paid for, but you will not receive a refund. You will also forfeit any service or referral credits upon cancellation. If you cancel your subscription during a free trial or other promotion, cancellation may become effective immediately. WE DO NOT PROVIDE REFUNDS OR CREDITS FOR ANY PARTIAL-PERIOD SUBSCRIPTION PERIODS OR UNUSED SERVICES, EXCEPT AS STATED HEREIN OR OTHERWISE REQUIRED BY APPLICABLE LAW.
3.5. Free Trials and Promotions. We may offer free trials to Investing Club from time to time, enabling new subscribers to subscribe to Investing Club without paying a subscription fee during the relevant free promotional period (“Free Trial”). Availability of a Free Trial is not guaranteed and, if we offer you a Free Trial, the specific terms of your Free Trial will be provided to you during your sign-up. Once your Free Trial period ends, your first payment will be charged to your Payment Method immediately following the end of your Free Trial period at the then-current rate, unless you cancel your subscription prior to the expiration of your Free Trial period. You will not receive a notice from us that your Free Trial has ended and that payment for your subscription is due. You may cancel your subscription at any time before the end of your Free Trial. If you start a Free Trial and cancel before it ends, you cannot reactivate the Free Trial.
We may also offer, in our sole discretion, promotions subject to terms that will be provided to you in promotional materials or during your sign-up. We will begin billing your Payment Method at the then-current, non-promotional rate after your promotion ends unless you cancel your subscription prior to the end of your promotion.
3.6. Statutory Cancellation Right for EU and UK Residents Only. In certain circumstances, UK and EU consumers who enter into contracts online have a legal right to change their mind within 14 days (the “Statutory Cancellation Period”) and receive a refund. However, subscriptions to the Service either (a) start with a Free Trial which is longer than the Statutory Cancellation Period and such Free Trial can be cancelled before any payment is due (as described above in this Section 3.5), or (b) begin to be supplied on a paid basis during the Statutory Cancellation Period (e.g. after a 7-day Free Trial) but only following your express request for such supply to begin and your acknowledgement that – once that supply begins – the statutory cancellation right is lost (though your general right to cancel your subscription will still apply, as described in Section 3.4). To cancel and request a refund under the Statutory Cancellation Period please contact Customer Care.
4. Investment Disclaimer
4.1. Opinions Expressed not Ours. All opinions expressed in connection with the Investing Club Services, AIC, and any related Abdel Taboada newsletters or content (collectively, the “Taboada Content”) are solely the opinions of Abdel Taboada and other featured analysts and do not reflect the opinions of AIC. No part of Abdel Taboada's or any other featured analysts’ compensation from AIC is directly related to, or impacted by, the specific opinions expressed in connection with the Taboada Content. No fiduciary obligation or duty exists, or is created, between you and AIC, Abdel Taboada or any other featured analyst, including, without limitation, by virtue of any investing opinions offered in connection with the Taboada Content. The Taboada Content is published in the United States of America and persons who access it agree to do so in accordance with applicable U.S. law.
Any financial opinions offered in connection with the Taboada Content are based upon information considered to be reliable, but neither Active Investors Club LLC (including AIC), nor any analyst (including Abdel Taboada) warrant or endorse the completeness or accuracy of, or are under any obligation to update or correct, any opinion, statement or other information provided to you in connection with the Taboada Content. AIC does not check for accuracy or completeness of the Taboada Content. You acknowledge that any reliance upon any such opinion, statement, or information shall be at your sole risk. The opinions offered in connection with the Taboada Content are subject to change without notice.
4.2. Active Investors Club LLC. AIC may own the securities that Abdel Taboada discusses, and AIC may profit if you purchase or sell the securities discussed by him.
4.3. Opinions not Exclusive. The opinions made known to you in connection with the Taboada Content are not exclusive to you and may have been previously, or subsequently, discussed by Abdel Taboada and other featured analysts on internet, or other mediums.
4.4. Results Not Guaranteed. Past performance is not indicative of future results. No specific outcome or profit is guaranteed in connection with your reliance upon or other use of the Taboada Content. The opinions offered in connection with the Taboada Content are not an attempt to induce any particular trading behavior, investment or strategy. You should be aware of the risk of loss in following any strategy or investment discussed in the Taboada Content.
Investments or strategies made known to you in connection with the Taboada Content:
a) may not be suitable for you,
b) do not take into account your particular investment objectives, financial situation or needs, and
c) are not intended to provide investment advice or recommendations appropriate for you.
Before making any investment or trade, consider whether it is suitable for you and consider seeking advice from your own financial or investment adviser.